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Yes, It can significantly affect sperm health and fertility in men

Of those, 11.4% were current smokers, 18.2% were former smokers and 70.3% were never smokers

After the sub-classifications are established, the plan or issuer may not impose any financial requirement or treatment limitation on mental health or substance use disorder benefits in any sub-classification that is more restrictive than the predominant financial requirement or treatment limitation that applies to substantially all medical/surgical benefits in the sub-classification using the methodology set forth in paragraph (c)(3)(i) of this section

Circle may elect to require wire transfer or ACH for items sold over $5,000